The Top 10 Most Expensive (and Exclusive) Zip Codes in the U.S.

Even with the economy beginning to falter and mortgage rates increasing, home prices are on an upswing all across the United States. However, the most expensive zip codes are on the country’s East and West coasts, with the majority being in California. Here are the ten most expensive zip codes in the United States.

1. Atherton, California (94027)

Atherton, California, is the epicenter of Silicon Valley money and only has ultra-high-end properties. Not only do many celebrities live here, but the crime rate is also very low—the median home sale price in 2022: $7,900,000.

2. Sagaponack, New York (11962)

Sagaponack, New York, is in the Hamptons, which many immediately recognize as one of the wealthiest places in the United States. Surprisingly, Sagaponack is best known for its long history as an unspoiled potato farming land by the sea. However, it still offers low crime rates and a beautiful place to live, which is why it is one of the most expensive zip codes in the country—median home sale price in 2022: $5,750,000.

3. Ross, California (94957)

Ross is a suburb of San Francisco with a small population of just over two thousand. It is widely considered one of California’s best places to live, making it expensive. Living in Ross offers residents a rural feel with many restaurants, coffee shops, and parks—median home sale price in 2022: $5,500,000.

4. Miami Beach, Florida (33109)

Miami Beach offers a lifestyle far beyond sun and sand, encompassing world-famous nightlife and world-renowned art galleries, second-to-none dining, designer shopping, and a unique architectural style, making it one of the world’s most visually distinctive regions—median home sale price in 2022: $5,200,000.

5. Beverly Hills, California (90210)

It should come as no surprise to anyone that Beverly Hills, California, is a part of this list of the most expensive zip codes in the United States. Its cost of living is over one hundred fifty percent higher than the national average. Yet, many famous people live there, and it is known for its perfect weather and stunning views—the median home sale price in 2022: $5,122,000.

6. Medina, Washington (98039)

Bill Gates and Jeff Bezos, along with several billionaires and executives for tech companies, have homes in Medina, Washington—median home sale price in 2022: $4,750,000.

7. Santa Monica, California (90402)

Santa Monica, California, is well known for its pier, which includes restaurants, shops, an aquarium, and a classic carousel. It is also known for its gorgeous beaches, art galleries, and theaters. It is close to Los Angeles but offers more beach-style living than the busy city—median home sale price in 2022: $4,400,000.

8. Santa Barbara, California (93108)

Santa Barbara is best known for its broad, sandy beaches, and whether you’re looking to catch the perfect wave or the perfect sunset, there are plenty from which to choose. Tom Cruise, Jennifer Lopez, Steven Spielberg, Whoopi Goldberg, Kevin Costner, and Oprah Winfrey are just a few of the Hollywood heavyweights to call Santa Barbara home—median home sale price in 2022: $4,300,000.

9. Newport Beach, California (92661)

Newport Beach is known for its fine residential areas, modern shopping facilities, strong business community, and quality school system. While Newport isn’t a particularly walkable city, you’ll find plenty of people biking to the beach, and the waterfront neighborhoods certainly see their share of walkers and joggers hitting the boardwalk—median home sale price in 2022: $4,293,000.

10. Rancho Santa Fe, California (92067)

Rancho Santa Fe, California, is an upscale residential area with warm and welcoming residents. Rancho Santa Fe is an ideal place to live as one of the best small cities in America. In addition, it is home to many celebrities because of its proximity to the Los Angeles area and the beach—median home sale price in 2022: $4,275,000.

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